Piggy bank wearing glasses in front of green chalkboard with increasing bar graph on it.

Do you know what your net worth is?  Can you name the number?  It’s one of the most important financial health metrics there is, yet many people don’t have a clue what theirs is.  Too often it takes a backseat in our minds to our salary and credit card limits.   Net Worth Defined   Net worth is defined as assets minus liabilities.  In layman’s terms, that means that:   What you own – What Read more…

College graduation cap, diploma, and book on table.

Beginning with the first weekend in May, students across the country will be attending their college graduation ceremonies.  As they walk across the stage to receive their diploma, dreams of success and prosperity will fill their minds as they look ahead to that wonderful season of moving back into their parents’ basements…   From College Graduation to the Real World OK, not everybody will do that, but here’s the truth…the transition from college to life after Read more…

Rocket Launching out of laptop computer

It’s been a good start to this little experiment of a website!   Earlier this year, I wondered if I could do any good for anybody through a personal finance blog, and the process leading to launching Right Hand Money Man was started!   I have a passion to help people manage their money well.  In my daily work, I get to meet with a lot of people-single and married, with and without kids-and try Read more…

Young man working construction.

There are all types of insurance out there.  And as many types of insurance as there are, it seems like there are a million insurance sales people out there for each one of them.  Insurance is one of those things that’s easy to hate.  We pay premiums each month with nothing to show for it, and we often never have the need to actually use it.  There are few things more frustrating than feeling like Read more…

…FIRST.  Does this sound familiar?  You bring home your hard-earned paycheck and begin divvying money out to all parts of your life.  You buy some groceries, write a check for rent or house payment, pay your utilities, make a car payment, send in your insurance bill, pay for that field trip the kids are going on, cover another month of cable, go out to eat a few times, get your hair cut, change the oil Read more…

Before construction on a house begins, the construction crew always has a blueprint to follow.  This blueprint lays out in detail how each phase of the project will go so that all parts of the process work together to produce a fantastic result.  Building your financial house is no different.  If you want to become a millionaire one day, you need a blueprint-a plan to follow-so that you stay on track and always know what Read more…

In his book The 7 Habits of Highly Effective People, Steven Covey talks of 3 ways that people govern their lives.  Some, he says, live a life centered around themselves.  Everything they do is done only with how it affects them in mind, and they become selfish.  These kinds of egocentric people aren’t effective because dealing with them has little benefit for others.  As a result, others aren’t drawn to them, and they don’t ultimately Read more…

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