Bundle of moving boxes.

There are many costs to consider when moving to a new home.   It seems like this summer has been the summer of the moving truck for me.  Several of our friends have either moved into our city or just moved across town, meaning I’ve gotten several “Can you help me move this weekend?” texts.   As a side note, you can tell how much someone loves you by how long it takes them respond Read more…

Sons laughing with their elderly father.

Have you ever wanted to talk to your parents about money as an adult?  When growing up, many of us remember money seeming like it was in short supply.  We were told “no” when we asked for things, paying bills seemed to cause stress, and money just wasn’t discussed openly in our homes.  Add to that the fact that my dad HATED lights being left on and doors being open in the summer (“Electricity ain’t Read more…

Sling TV Logo

When looking for an alternative to a three-digit monthly cable bill, my wife and I decided to give Sling TV a shot almost two years ago.   Sling TV is a television streaming service that is a direct competitor to cable television.  It’s an internet based service that delivers live television from many of the same channels you would expect to see on your cable lineup at a fraction of the cost.   How Sling TV Read more…

6 Friends together smiling on top of a mountain.

How do you decline an invitation from a friend?   Have you ever been invited to do something that was going to cost you more money than you’d prefer to spend?  It happens all the time.   I love weddings, but being in my 20’s, it seems like I get a wedding invite in the mail weekly.  It’s not that I don’t love my friends and want to support them, but going to a wedding Read more…

Couple laying on hammock looking at ocean.

Are you trying to figure out how to travel on a budget this summer?  I’m going to be completely honest with you.  As this post goes public, I’ll be sitting on a beach in Florida soaking up the rays (much like we were doing in the picture above) so vacation is fresh on my mind!   In 2015 alone, Americans left 658 million vacation days unused.  I’m sure there are close to 658 million explanations Read more…

Flat tire with screw in the tread.

Recently after parking in the driveway, I was getting out of my car and walking into the house when a sound caught my attention.  My car is a year 2000 model so it’s prone to making noises that you wouldn’t call typical, but this one stuck out.  It didn’t take me long to recognize that butter-bubbling-in-the-skillet-before-frying-a-perfect-egg sound to be air escaping from somewhere.  I walked a quick lap around and, sure enough, found that I’d Read more…

How does a newly married couple navigate the landscape of personal finance?  Let’s be honest.  Sometimes it is hard enough to handle money well when you only have yourself to worry about.  Now let’s throw a whole other human into the mix and just see what happens!   As I write this, my wife and I are a couple hours away from attending a wedding shower for some good friends of ours, and it has Read more…

Do you wish you could increase your ability save money?  Do you ever get to the end of the month and wonder where all of it went?  Sometimes, even for people who do their budget, it’s difficult to foresee certain expenses that may come up.  More often, it’s hard for them to change their perspective on the purchases they’re already making.   For example, if a lady is accustomed to getting her nails done weekly Read more…

Let’s be honest, none of us are perfect.  All of us make mistakes, take unnecessary risks, and sometimes even hold to untrue ideas.  However, when it comes to money, we often proudly wear our mistakes and blurt out our flawed philosophies for all to see and hear. The reason for this?  We don’t realize that they’re mistakes.  We’re just following the way we see everyone else around us handling money instead of taking the time Read more…

Home Ownership Do you want to own a home someday?  There’s just something about walking onto a property knowing the dirt you’re standing on belongs to you that does something for the human soul.  Home ownership is a great goal to aspire to, and for the long-term is a better option for most than renting.  But how do you know when is the right time to buy a home?  Are you just wasting money by Read more…

Wait, Giving Money Away Helps Me Get Wealthy?   Generosity is an often-overlooked part of the process of building wealth.  On the surface, it seems counterintuitive.  If you’re trying to increase your net worth, shouldn’t every dollar possible be staying with you in some way?  Won’t I have less to invest if I give some away?  Won’t I get out of debt slower?  Well, yes, if we were living life in an emotionless, moral-less vacuum Read more…

Ah, it’s that beautiful time of year.  The air is getting warmer, grass is getting greener, and millions of Americans are leaping for joy like Santa Clause just flew over their neighborhood dropping bags of money.  That’s right, it’s income tax refund season!  Judging how some people react to a refund you’d think it’s a national holiday.  Isn’t it amazing how some of us get so excited about our money simply getting returned to us? Read more…

The world has gone paperless.  The convenience of online shopping, automatic withdrawal for bills over paper billing, and direct deposit paychecks have drastically reduced the amount of cash we handle on a regular basis.  For decades now, credit card companies have been encouraging us to do the same.  They have steadily been selling you on the idea that you should stop carrying that clumsy green paper in your pocket that is so easy to lose, hard to Read more…

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