Woman holding phone in one and and ready to type on laptop with other. Working on a budget.

Whether you have a stable or inconsistent income, budgeting is one of the most important things you can do when managing your money.   What is Budgeting?   Budgeting is simply making a plan for where your income will go BEFORE you receive it.  It isn’t expense tracking or checking your online bank balance when walking through the mall.  A budget is a clear, written (or typed) plan that you set before money comes in Read more…

Would you like a raise?  Do you ever drive past those lottery billboards advertising the next Powerball Jackpot and plan all the ways you would spend it before getting a mile down the road?  Maybe at some time or another you’ve thought to yourself “If I just made $10,000 more a year I could finally feel the pressure let off.”  “If we just had a little bit more we could make some real progress.” There’s Read more…

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